Since then the technology has been adopted by businesses, banks, and governments, who use spreadsheets for creating budgets, tracking spending, and creating reports for their financial matters. Managing your personal finances can appear to be a daunting task, but it doesn't have to be- budgeting and personal finance spreadsheets are readily available online.ĭan Bricklin and Bob Frankston created the first financial spreadsheet program in 1979. Budgets help you plan for your monthly expenses, activities, needs, and even your financial future. One of the best methods for managing personal finances is to create a budget.Ĭreating a budget can help keep your finances organized while controlling the amount of debt you might require to live the way you want. Basic living expenses need to be maintained for a reasonable quality of life-which can be attained by most people if they manage their finances correctly. Money, without a doubt, is necessary for life.
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